Recover 20% More Loans
with AI
AI-driven borrower prioritization, automated WhatsApp outreach, and 100% RBI-compliant collections — all in one platform.
Collections Is Broken
NBFCs face the same three challenges every single day.
Manual Prioritization
Agents waste hours on borrowers unlikely to pay while high-value accounts slip through the cracks.
Compliance Risk
One wrong call timing or aggressive message can trigger RBI penalties and reputation damage.
Low Recovery Rates
Recovery rates stuck at 30-35% while ₹80,000 Cr sits overdue across Indian NBFCs — leaving crores on the table that smarter prioritization could unlock.
How CollectionsAI Works
Three simple steps to smarter loan recovery.
Upload Borrower Data
Upload your CSV from your LMS. We ingest borrower profiles, payment history, and overdue data.
AI Scores & Prioritizes
Our PTR (Propensity-To-Repay) model scores every borrower and ranks them by recovery likelihood.
Automated Outreach
Smart WhatsApp reminders sent to high-probability borrowers only — no wasted effort, fully RBI-compliant.
Start With a Pilot. Scale With Confidence.
CollectionsAI is designed to deliver measurable improvement in loan recovery rates. We recommend starting with a 90-day pilot to validate results against your specific portfolio.
Pilot Program Includes:
- Secure CSV upload of your overdue accounts (data encrypted & auto-deleted)
- AI model trained on your historical repayment patterns
- Automated WhatsApp outreach to high-probability borrowers
- Weekly performance reviews: recovery rates, compliance, optimization
The pilot runs independently via CSV exports — no LMS integration needed during the validation phase. This lets us prove results faster without involving your IT team.
After the pilot, we can discuss pricing and seamless LMS integration based on your portfolio size and performance outcomes.